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Providing Healthcare Solutions to Seniors


Founded in 1975 by Thomas A. Polenzani, CLU, ChFC, PB Individual Insurance has built a strong reputation as a leader in the field of employee benefits. We bring specialized and creative resources, experience and thoughtful assistance to our clients large and small.

We are independent and work for our clients, not the insurance companies.  Our goal is to serve our clients as advisors, facilitators and advocates.

With a tradition of service, we believe in giving back to the community. Our team serves on volunteer organization and industry association boards. We are asked to meet regularly with legislators, actively participating and advocating in the state and national healthcare debate.

Based on the increased regulations associated with Healthcare over the past few years PBII decided to focus primarily on Medicare Beneficiaries. We rebranded our business PB Individual Insurance - specializing in providing Health Solutions to Seniors in early 2016.

We believe there is a huge opportunity to assist and benefit our clients by being experts in this focused arena. There are many carriers with a multitude of plans – we are fully educated to help our clients navigate this world.

Our Founder

Tom A. Polenzani circa the 1970s

Our Team

Thomas A. Polenzani

Founder / Retired

License #: 0495584

Fanny Pacheco

Area of Expertise: Medicare

(626) 568-1540

License #: 0H82275

Kim Caldwell

Area of Expertise: Medicare