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Providing Healthcare Solutions to Seniors

Long-term Care

Long-term care insurance is generally thought of as nursing home or home healthcare insurance, and can be purchased under group or, more commonly, individual policies.

Individual LTC

These policies are purchased by individuals and some times by employers for selected individuals. Benefits under individual policies are generally broader and can be customized compared to group policies. Acceptance under individual policies is subject to medical underwriting. Acceptance is not guaranteed.